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Can Foreigners Buy Dubai Properties

Posted by Arooma on May 22, 2025
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Can Foreigners Buy Property in Dubai? Here’s What You Need to Know About Commercial Investments

Dubai has become one of the top cities in the world for real estate investment—and for good reason. If you’re a foreigner wondering whether you can own Dubai properties here, the short answer is: yes, you can. From stylish residential units to bustling commercial property for sale in Dubai, the market is open and full of opportunity.

Whether you’re looking to buy, rent, or invest, Dubai’s real estate market is designed to welcome foreign investors with ease. In this guide, we’ll walk you through everything—from ownership rights to navigating property for rent in Dubai and how Dubai properties fit into your long-term goals.

Yes, Foreigners Can Own Dubai Properties

Dubai made a game-changing move back in 2002 by allowing foreigners to buy property in specific freehold zones. Since then, the city has seen a boom in international investments.

As a foreign buyer, you can fully own property—residential or commercial property for sale in Dubai—in designated areas such as Dubai Marina, Downtown Dubai, Palm Jumeirah, Business Bay, and more.

What does “freehold” mean? It simply means you own the property and the land it sits on—completely and indefinitely. No lease limits, no partial ownership—just full rights under your name.

What Types of Properties Are Available?

Dubai’s real estate market has something for everyone. Whether you’re a business investor or someone looking for a second home, here’s what you can choose from:

1. Freehold Properties

As mentioned, these are fully owned by you. You get the title deed and full control over the asset.

2. Leasehold Properties

You lease the property for a long-term period—typically between 10 to 99 years. While you can use or rent it out, the land ownership remains with the original freeholder.

3. Off-Plan Properties

These are units still under construction but available for early investment—often at lower prices with flexible payment plans.

4. Commercial Property

This is where things get exciting. From retail outlets in high-traffic zones to corporate office spaces, commercial property for sale in Dubai is attracting serious interest from global investors.

Why Commercial Property in Dubai Is a Smart Move

Buying commercial property for sale in Dubai isn’t just about owning real estate—it’s about stepping into one of the most dynamic business hubs in the world. Here’s why this makes sense for investors:

  • High demand: Commercial hubs like Business Bay and Dubai Silicon Oasis are booming.

  • Better returns: Compared to residential units, commercial spaces often offer higher rental yields.

  • Business-friendly laws: Especially in free zones, where you can enjoy benefits like 100% foreign ownership and zero income tax.

  • Strategic location: Dubai’s location makes it a gateway between East and West—ideal for logistics, tech, retail, and more.

If you’re planning to expand your business or diversify your investment portfolio, Dubai properties in the commercial segment are definitely worth exploring.

Want to Rent It Out? That’s a Great Option Too

Let’s say you buy a shop or office but don’t plan to use it yourself. No problem—you can list it as property for rent in Dubai. The commercial rental market is thriving, especially in areas near transport hubs and commercial clusters.

And if you’re buying residential units instead, there’s a strong expat demand for rentals, especially furnished apartments. Whether you prefer long-term leases or short-term holiday rentals, your property can easily generate passive income.

How to Buy Property in Dubai as a Foreigner – Step by Step

Here’s a simplified breakdown of how to go about buying Dubai properties as a non-resident:

1. Find a Trusted Real Estate Partner

Start by identifying a reputable agency that understands both residential and commercial property for sale in Dubai. A team like Key Capital Properties can help you find the right fit.

2. Select Your Property

Think about your goals. Are you buying to rent? To operate a business? Or just looking for a long-term investment? Your answers will shape your property choices.

3. Sign the MoU and Pay a Deposit

Once you’ve found the right property, you’ll sign a Memorandum of Understanding (MoU) with the seller and typically pay a 10% deposit.

4. Get the NOC and Transfer Ownership

The developer issues a No Objection Certificate (NOC), and the sale is then registered with the Dubai Land Department. Once the process is complete, you receive your official title deed.

It’s a smooth process—especially with experienced professionals by your side.

Can Foreigners Get a Mortgage in Dubai?

Yes, non-residents can apply for a mortgage in the UAE. However, banks usually require a higher down payment—often around 50%—and will look at your income, credit history, and residency status.

Mortgage options are available whether you’re buying a home or commercial property for sale in Dubai. Just make sure you compare offers and consult with financial advisors to find the best deal.

Key Things to Keep in Mind

Before you finalize your decision, here are a few important tips:

  • Freehold vs. Leasehold: Always confirm the ownership type based on your goals.

  • Location is everything: Areas like Downtown or Business Bay are always in demand—for both buyers and renters.

  • Hidden costs: Budget for agency fees, registration charges, and service fees.

  • Rental potential: If you’re planning to list it as property for rent in Dubai, research rental rates in that area.

Why Choose Key Capital Properties?

Navigating Dubai’s real estate market can be overwhelming—but it doesn’t have to be. At Key Capital Properties, we help foreign investors make smart, confident property decisions in the UAE.

Whether you’re looking for a family villa, a sleek apartment, or commercial property for sale in Dubai, we offer:

  • Curated listings in high-demand areas

  • End-to-end buyer support

  • Transparent advice with no hidden fees

  • Guidance through all legal steps and paperwork

We believe in long-term relationships and providing real value—not just quick transactions.

Dubai is more than just a city of skyscrapers—it’s a global investment hub with unmatched real estate opportunities. And yes, foreigners can absolutely buy property in Dubai, including highly sought-after commercial property for sale in Dubai.

Whether you’re looking to generate rental income, expand your business, or secure a future in a growing market, now is the perfect time to act. With expert guidance and the right strategy, you can turn your Dubai property into a powerful asset.

Looking to take the next step? Let Key Capital Properties help you find the perfect match.

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